Privacy Policy

1. Introduction

Financial Works USA ("Company," "we," "us," or "our"), located in Mississippi, USA, is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website financial-works-usa.com or engage with our services.

2. Information We Collect

Personal Information: We may collect personal information that you voluntarily provide to us, including but not limited to:

• Name, email address, and phone number
• Mailing address
• Financial information relevant to the services you request
• Any other information you choose to provide through our contact forms or communications

Automatically Collected Information: When you visit our website, we may automatically collect certain information about your device, including your IP address, browser type, operating system, access times, and pages viewed.

3. How We Use Your Information

We use the information we collect to:

• Provide, operate, and maintain our financial services
• Respond to your inquiries and fulfill your requests
• Send you communications about our services, including updates and promotional messages
• Improve our website and services
• Comply with legal obligations and regulatory requirements
• Protect against fraudulent, unauthorized, or illegal activity

4. SMS/Text Messaging

If you opt in to receive SMS/text messages from Financial Works USA:

• Message frequency varies based on your interactions and service needs
• Message and data rates may apply
• You may opt out at any time by replying STOP to any message
• For help, reply HELP or contact us at steve@financial-works-usa.com
• We will not share your phone number or SMS opt-in data with third parties for marketing purposes
• SMS consent is not a condition of purchase of any goods or services

5. Information Sharing

We do not sell, trade, or rent your personal information to third parties. We may share your information only in the following circumstances:

• Service Providers: With trusted third-party service providers who assist us in operating our business, subject to confidentiality agreements
• Legal Requirements: When required by law, regulation, or legal process
• Protection: To protect the rights, property, or safety of Financial Works USA, our clients, or others
• Consent: With your explicit consent for any other purpose

6. Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

7. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. When your information is no longer needed, we will securely dispose of it.

8. Your Rights

Depending on your location, you may have the following rights regarding your personal information:

• Access to the personal information we hold about you
• Correction of inaccurate or incomplete information
• Deletion of your personal information
• Opt-out of marketing communications
• Data portability where applicable

To exercise any of these rights, please contact us at steve@financial-works-usa.com.

9. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites. We encourage you to review the privacy policies of any third-party sites you visit.

10. Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have inadvertently collected information from a child, we will take steps to delete it promptly.

11. Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated "Last Updated" date. Your continued use of our website and services after any changes constitutes acceptance of the revised policy.

12. Contact Us

If you have any questions or concerns about this Privacy Policy, please contact us: